Why it matters in Florida
Unmarried partners don’t have the protections of divorce law
Florida doesn’t recognize common-law marriages created in the state after 1967, and unmarried partners generally have no right to alimony or equitable distribution. If the relationship ends, what each person keeps depends largely on how property is titled — and on any written agreement you’ve made.
- Ownership of a home or other property you buy together
- Who pays the mortgage, rent, and shared expenses
- How joint accounts and debts are handled
- Protection of each person’s separate assets
- Planning for your pets — who keeps them and who covers their care — in the event of a breakup
- What happens to shared property if you separate — or if one of you dies
Pair it with an estate plan
Unmarried partners don’t inherit from each other under Florida law without a will, trust, or beneficiary designation. A cohabitation agreement works best alongside a coordinated estate plan.